A loan without BIK - who can use?

Many people who decided to apply for a loan did not manage to pay it back on time. Late payment has a negative impact not only on the applicant's portfolio - after all, interest grows - but also on his credit history at BIK. Negative entries may prevent you from applying for another financial aid. However, there are companies that offer loans without checking the debtors' databases. How to use a loan without BIK?

In the article below, we will tell you who can take advantage of a loan without BIK and how to apply for it.

Why can debtors get a loan without BIK?

Unless when going to a bank branch, the indebted person does not get a loan, so applying to the loan company, he can be successful. Why? Loan companies have a completely different way of customer verification than banks. Their credibility is checked, for example, by requiring a guarantor - that is, a second person who will guarantee the applicant - or by asking for a bank statement. As a result, the loan company will receive information whether the client is solvent, which means that even people with a negative credit history can get the financial help they need at any time.

Who can take advantage of a loan without BIK?

Almost anyone can apply for a loan without checking the databases of the Credit Information Bureau. The condition is that it is an adult, American citizenship and a valid ID card. Importantly, even people with bailiff seizure can apply for such a loan.

How to apply for a loan without BIK?

Before you decide to apply for a loan without BIK, you should carefully review and compare the offers of various lenders. The easiest way to do it is via the Internet, using financial offer comparison websites. Pay attention to parameters such as: number and amount of installments, interest rate, APR . Remember to choose an offer that you will be able to pay back without delay.

By clicking the button below, you can apply for a loan without BIK!

If you already choose a specific company, prepare your ID card before completing the application. Read carefully and double-check the correctness of the data you fill in.

A loan without BIK - is it profitable?

If you are in debt, a loan without BIK is undoubtedly the only option to pay off overdue liabilities. However, remember to choose your offer so that you can pay it back without debts!

1500 $
min. $ 100 max. $ 25,000
24 months
min. 3 months max. 60 months

Installment from: $ 100 *

APRC from 0.00 % *