To receive a loan through our website, you must meet the following conditions:

  • be a person over 21,
  • live permanently in Poland,
  • have a valid ID card,
  • have an active phone number and e-mail address,
  • be the owner of a bank account,
  • not be listed in the debtors register: BIG InfoMonitor, ERIF or KRD.

The basic document necessary to apply for a loan is a valid ID card. If the lender has doubts about your creditworthiness, you will be asked to provide a bank statement (last month / three months / half a year), employment or income certificate.

At michaeldorf.org, you can borrow from $ 100 to 25,000. The final amount of the loan will depend on your creditworthiness.

You can spread the loan repayment over a period from 1 to 60 months . The number of installments will depend on the amount you are applying for.

The time when you will receive funds on your account depends on the bank in which you have your personal account. The loan will reach you on the next business day after obtaining a positive credit decision.

The total cost of the loan includes fees such as: commission, interest, preparation fee and administration fee. You can get your first payday loan for free! The condition is the repayment of the liability within the prescribed period.

Unfortunately, the loan companies we work with do not grant loans to people listed in the debtors' databases: BIG InfoMonitor, ERIF or KRD.

The loan will be paid to the personal account whose number you provided in the application.

If you want to change the date of repayment of monthly installments, contact the Customer Service Office of the loan company that granted you the financing to arrange a new, convenient date.

Of course! Along with a positive loan decision, you will receive all documents in an electronic version. Among them there will be: a loan agreement and an initial loan repayment schedule.

The loan should be repaid to the bank account indicated in the contract. Remember to pay off each installment within the prescribed period. There is a risk of additional interest for late payments.

If you have been denied a loan, your loan application has been negative. Most likely, you did not meet one of the conditions for receiving funding:

  • you do not have sufficient funds to regularly pay off the liability,
  • you are listed in the debtors' databases: BIG InfoMonitor, ERIF or KRD,
  • you have too many active, unpaid loans,
  • the loan company failed to contact you to finalize the application verification.

No, submitting the application on the michaeldorf.org website is completely free.

Yes, you can apply for a loan if you have an active loan from a bank or financial institution. The condition is the timely repayment of current liabilities and no entry in the debtors' register: BIG InfoMonitor, ERIF or KRD.

It is very easy! Select the amount and the loan repayment period on the sliders and click Take a loan . Then complete the data required to submit the application. If you have any questions or doubts - contact us and we will help you complete the form correctly.

The michaeldorf.org website is 100% safe! In our database you will find only proven and verified lenders.

In accordance with your law, you can pay off the loan early - without incurring additional costs. To do this, contact the Customer Service Office to determine the details and determine the amount to be repaid.

Each application is considered individually, so you can safely submit a loan application with entries in BIG or BIK.

The loan agreement will be signed in the presence of a courier who will personally deliver the documents to the address you provide on a convenient day and at selected times.

Loan companies verify the identity of customers on the basis of a verification transfer, the Instantor or Kontomatik system. You should make a transfer in the amount of $ 0.1 or $ 1 from your personal account, which you are the rightful owner of.

Yes, the terms of extending the repayment period are set individually. If you want to know the details, contact the Customer Service Office of the loan company that provided you with the financing.

You can apply for a loan online at any time of the day or night, on any day of the week - in short, we accept applications 24 hours a day. They will be considered during the working hours of the Customer Service Office.

HOW MUCH MONEY DO YOU NEED?
1500 $
min. $ 100 max. $ 25,000
ON
24 months
min. 3 months max. 60 months

Installment from: $ 100 *

APRC from 0.00 % *

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