Who can get payday loans online?
Online payday loan is the solution most often chosen by Poles. If you suddenly need a small amount, take a look at this product. A quick online process, the ability to apply for a loan with an APRC 0% and express cash withdrawal to your account make payday loans a very popular financial product. Do you know who can apply for a payday loan online?
Payday loan - what is it?
You 've probably come across a payday loan more than once - have you seen an advertisement for a company, or maybe even someone from your relatives applied for a payday loan ? A payday loan is nothing more than a quick online loan, usually granted for a small amount (up to several thousand dollars) and a short period of time (up to 30 days), hence its name. This is the amount you borrow "for a while".
When to apply for a payday loan?
Payday loan is a good solution if you suddenly need a small loan amount, e.g. when an unexpected expense has occurred or you want to spontaneously jump out for the weekend. In such situations, payday loan is a good option: small amounts and a short loan period make it a commitment that will certainly not drag you around for long years!
Who can get payday loans online?
Do you need cash and are you wondering if you can apply for a payday loan? To get a loan, you must meet certain requirements. Before leaving your details on the lender's website, make sure you meet them:
- You are over 18 years of age and have full legal capacity,
- You have a valid ID card - if you want to apply for a payday loan online, you must have a valid ID card. You will need the data from the ID to complete the application!
- You have an active telephone number - the borrower may offer to verify your identity online, therefore you will need an active telephone number.
- You have an active e-mail address - as the application is submitted online, all documents will be sent to your e-mail. Make sure you have an active email account!
- You are the owner of a bank account - the cash will be transferred to the borrower's bank account, therefore you must have an active bank account number.
- You have a positive credit history - not all lenders require a positive credit history and a good BIK. However, remember that it will be much easier for you to get such a loan if you meet this condition.
- Fixed income and employment - as in the case of a credit history, this is not a necessary condition to receive a payday loan, but it will be much easier for you to get it if you meet it.
How to apply for a payday loan online?
Applying for payday loans online is very simple. However, be sure to follow certain rules:
- Compare offers from different companies. Thanks to this, you will check which institution can offer you the best conditions.
- Define your financial possibilities. Sit down and think carefully: what amount do you need? What monthly installments will you be able to pay off? When you get to know the answers to these questions, you will choose an offer that suits you!
- Please complete the application carefully. Make sure you enter the correct data!
- Read the loan agreement. Before signing, read the contract carefully. Check what is at stake in the event of non-payment of the installment.